What kind of Insurance do you need to save you the most money.

Do your research first! Companies are always changing as well! In 2013 Rate increases have sky rocketed to an all-time high due to Hurricane Sandy affecting the insurance industry. Including some of the low ballers who have cheap insurance, but NEVER pay out when something goes wrong.

 It's good to know that GEICO is a government owned company, they will never tell you that, but its the truth. This company doesn't offer any other coverages for other types of insurance and doesn't care to give discounts if you have multiple lines.

I shop to get you the best price! We work with all the insurance agencies! So we will make it happen, one way or another!

Let me help you get the best price. All you have to do is schedule a quick quote today!

I am excited and privledged to welcome you to our family and take care of your insurance needs, let me know if I can do anything for you. My personal email is posted above and I would love to take you to lunch to discuss what I could do for you and your family to help your reach your financial goals! Don't forget I want the best price for my own insurance and I had plenty of options with a number of companies to decide, which could have the most competitive rates. So trust me, let me get you a quote and show you the best price for your insurance!

Here are some great tips! To get the best price for your insurance:

Auto insurance is mandatory. It does not go on sale; however, there are ways to make sure you are getting the best rate possible. Below are 7 great ways to get the cheapest car insurance or just click here.


  1. Bundle Policies - Policies grouped together are almost always cheaper than policies insured with different companies. The multi policy discount is a great way to save money on insurance. If you are insuring multiple cars, homes, and toys then insure them all with the same company to maximize your savings.

  2. Verify all Discounts Available - Insurance companies are notorious for odd discounts. Know all the possible discounts and verify which ones you are receiving. A couple of discounts to inquire about are the homeowner discount, paid in full discount, and good student discount. Regardless of how many discounts a company offers, it is the final price that counts.

  3. Keep a Clean Driving Record -Safe drivers get some of the best rates. If you are looking for the cheapest rate possible sometimes it can come directly from your own actions. Set your cruise control, turn your cell phone off, and consciously pay attention to the road.

  4. Good Credit - Good credit is another example of how your actions can influence your insurance rates. Whether you agree or disagree, most insurance companies are basing your rate off of your insurance credit score. Keep your credit score high and your insurance score is sure to follow. A great insurance credit score can leverage surprisingly low insurance premiums.

  5. Avoid Fees - Look for ways to avoid extra fees. Lots of insurance companies charge payment fees. Essentially they are charging you for the processing and paperwork of your bill. Paying your premium in full or having your payments taken automatically out of your bank account could save you some money. Late payment fees can be even higher so be sure to pay on time. Also, find out if combining multiple policies into one billing account can lower fees.

  6. Get the Right Coverage - The coverage you carry on your vehicle is a personal choice. Determine the value of your vehicle and weigh the value against the cost of full coverage. Be smart; if you are not driving one of your vehicles put it in storage. If you do not know all your coverage options, get advice from an experienced agent.

  7. EFT - Surprisingly electronic funds transfers are much more prefferred because of those nasty credit card charges in between companies. Think about this next time and ask your agent is this available!

  8. Pay it all now option - Simply by paying the whole bill up front can end up saving you a lot of hassle with service charges and unpredicted charges!
  9. The FAIR credit act - Having good credit can get you a great discount with some companies in certain states.
  10. Questions - Ask about discounts! When consulting your agent!