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Dump Truck Insurance
What is Dump Truck Insurance?
Dump Truck Insurance is another type of commercial auto insurance designed for the companies that use dump trucks for transportation of dirt, sand, gravel and other materials used in construction, mining,road works, etc..These trucks are considered as heavy-duty commercial vehicles and require unique insurance policy for them.
Compared with other commercial vehicles, dump trucks are involved in back-up accidents more often, as they are mostly used off-road and in construction. That’s why it is very important to maintain necessary liability limits and physical damage coverage.
What Insurance Coverage Do You Need?
There are variety of coverage types you can choose, but mostly you will need the following:
There are also some additional types of coverage that can be added to your policy. Call us for more detailed information or fill out a quote request from the top page or email one of our staff members at: [email protected]
How much does dump truck insurance costs?
In general truck companies pay approximately 4000$-14000$/year per truck. The amount of truck insurance depends on various factors like number of trucks insures, types of trucks, the goods being carried, the driving record of company driver and even the credit history and number of years in business. If you own a business that is already 2 years in the field, have experienced drivers and good loss history you will be the one to pay the best price for insurance. Meanwhile, for the start-ups and those who have losses or inexperienced drivers, the insurance prices will be higher.
Dump Truck Insurance is another type of commercial auto insurance designed for the companies that use dump trucks for transportation of dirt, sand, gravel and other materials used in construction, mining,road works, etc..These trucks are considered as heavy-duty commercial vehicles and require unique insurance policy for them.
Compared with other commercial vehicles, dump trucks are involved in back-up accidents more often, as they are mostly used off-road and in construction. That’s why it is very important to maintain necessary liability limits and physical damage coverage.
What Insurance Coverage Do You Need?
There are variety of coverage types you can choose, but mostly you will need the following:
- Primary Liability - covers injuries or damage to others if you are involved in an accident
- Physical Damage - coverage for your truck and trailer if involved in collision, theft, fire, etc
- Medical Payments - covers medical expenses to you, your driver or anyone who is injured during an accident
- Downtime - unique type of coverage you can add to have protection against lost income.
There are also some additional types of coverage that can be added to your policy. Call us for more detailed information or fill out a quote request from the top page or email one of our staff members at: [email protected]
How much does dump truck insurance costs?
In general truck companies pay approximately 4000$-14000$/year per truck. The amount of truck insurance depends on various factors like number of trucks insures, types of trucks, the goods being carried, the driving record of company driver and even the credit history and number of years in business. If you own a business that is already 2 years in the field, have experienced drivers and good loss history you will be the one to pay the best price for insurance. Meanwhile, for the start-ups and those who have losses or inexperienced drivers, the insurance prices will be higher.
- A wedding ring is not covered under your insurance policy without a special endorsement.
- Before you quote make sure you can try to get a quote online with us!
- Patrick Neal, Insurance Specialist [email protected]
- Ryan Alter
- [email protected]
- Lili Anderson, Personal Lines Specialist [email protected]
- Toll-free - 888.958.6399
- Local 925.963.8089
- CA Department of Insurance License #0H89481
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